Forensic science glossary. John C. Brenner . 2012.
Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… … Wikipedia
Home Affordable Modification Program - HAMP — A loan modification program introduced in 2009 to promote stability in the housing market. The Home Affordable Modification Program (HAMP) was aimed at helping homeowners who were devoting more than 31% their of gross income toward mortgage… … Investment dictionary
Behavior modification — is the use of empirically demonstrated behavior change techniques to improve behavior, such as altering an individual s behaviors and reactions to stimuli through positive and negative reinforcement of adaptive behavior and/or the reduction of… … Wikipedia
Lift-to-drag ratio — In aerodynamics, the lift to drag ratio, or L/D ratio ( ell over dee in the US, ell dee in the UK), is the amount of lift generated by a wing or vehicle, divided by the drag it creates by moving through the air. A higher or more favorable L/D… … Wikipedia
Sortino ratio — The Sortino ratio measures the risk adjusted return of an investment asset, portfolio or strategy. It is a modification of the Sharpe ratio but penalizes only those returns falling below a user specified target, or required rate of return, while… … Wikipedia
Front-End Debt-to-Income Ratio - DTI — A variation of the debt to income ratio (DTI) that calculates how much of a person s gross income is going towards housing costs. If a homeowner has a mortgage, the front end DTI ratio is usually calculated as housing expenses (such as mortgage… … Investment dictionary
Flag of Romania — Infobox flag Name = Romania Article = Use = 111111 Symbol = Proportion = 2:3 Adoption =26 June 1848 1 July 1866 27 December 1989 16 July 1994 Design = A vertical tricolour of blue, yellow, and red, with stripes of equal width and blue near the… … Wikipedia
cosmos — /koz meuhs, mohs/, n., pl. cosmos, cosmoses for 2, 4. 1. the world or universe regarded as an orderly, harmonious system. 2. a complete, orderly, harmonious system. 3. order; harmony. 4. any composite plant of the genus Cosmos, of tropical… … Universalium
Renal function — Diagram showing the basic physiologic mechanisms of the kidney Renal function, in nephrology, is an indication of the state of the kidney and its role in renal physiology. Glomerular filtration rate (GFR) describes the flow rate of filtered fluid … Wikipedia
Diesel engine — Diesel engines in a museum Diesel generator on an oil tanker … Wikipedia
